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  1. Personal Banking Services
  2. Commercial Banking Services
  3. Digital Asset Management
  4. Investment Management

Personal Banking Services

As an international online bank, our goal is to become a partner you can trust. We are committed to providing you with personalized, safe and reliable banking services, and follow the principles of privacy protection to build an ideal financial environment for you。

With our experienced financial experts, you can get tailor-made wealth management solutions. No matter when and where you need it, we can always meet your needs。

Current and Savings Accounts

Serving over 100 countries

Supports more than 80 major currencies

24-hour uninterrupted online service

Personal account management services

Fixed Deposits（FD）

 

  • Fixed deposit (commonly known as FD) is one of the common financial instruments. Customers only need to deposit a specific amount of money into a fixed deposit account, and after a specific period of time, they will receive a specific amount of interest。
  • Customers can set different storage periods, deposit and withdrawal strategies, etc. according to their own needs. The platform will distribute interest after the deposit period ends. The longer the deposit period, the higher the interest will be。

 

 

  • Our fixed deposit plans are protected by an insurance system, providing customers with a safer and almost risk-free investment method. At the same time, fixed deposits are subject to deposit periods and regulations, so they have higher stability。
  • The purpose of a time deposit is to accumulate wealth for future consumption. If you have some spare money that you will not use in the short term, then placing it in a time deposit is the best way to increase the value of your funds。

 

Personal Savings Account

 

  • Savings account is the basic account of our bank, where customers deposit money into an account and earn interest without setting a fixed term。
  • Savings accounts are highly convenient and secure, and can be used to meet different financial needs. They have a wide range of uses, including basic purposes such as depositing salary, online shopping payments, and paying bills。
  • By setting up the automatic payment function, customers can easily pay various complicated bills, simplifying their banking operations to the greatest extent, allowing them to flexibly handle their daily banking operations anytime, anywhere。

 

 
 

Personal Current Account

 

  • Current accounts can be used for personal or business purposes and are particularly suitable for customers with large monthly transaction volumes, including frequent or large remittances and payments。
  • The biggest difference between a savings account and a current account is that current account holders can enjoy the cheque payment service and use cheque as one of the payment methods. Compared with cash, cheque is more convenient and safer to carry, and is more convenient for income and expenditure accounting and financial audit by the tax department。
  • Both individuals and commercial organizations can apply for a current account. The application procedures and conditions are different for both. Customers can earn interest through deposits in current accounts, thereby saving more on daily expenses。

 

Crypto Savings Accounts

 

  • Crypto savings accounts are very similar to traditional savings accounts. The difference is that customers will deposit cryptocurrencies and earn interest on them, which will be paid in the same currency。
  • Most crypto users store their crypto assets in static wallets that do not generate interest for them. We provide customers with a platform to earn interest income by storing crypto assets, giving them more opportunities to earn passive income。
  • Lend your crypto assets to others at an agreed rate through our cryptocurrency lending service, thereby getting a better interest rate on your crypto assets。
  • This is better than a passive buy-and-hold investment strategy. Not only is it very simple to operate, but customers can also earn higher interest rates than traditional banking institutions by lending out their stored crypto assets, providing them with another way to make money。

 

 

Personal Banking Services

As an international online bank, our goal is to become a partner you can trust. We are committed to providing you with personalized, safe and reliable banking services, and in accordance with the principle of privacy protection, to build an ideal financial environment for you。

With our experienced financial experts, you can get tailor-made wealth management solutions. No matter when and where you need it, we can always meet your needs。

Serving over 100 countries

Support multiple mainstream currencies

24-hour uninterrupted online service

Customized commercial loan services

Corporate Financing Services

 

  • Fixed deposit (commonly known as FD) is one of the common financial instruments. Customers only need to deposit a specific amount of money into a fixed deposit account, and after a specific period of time, they will receive a specific amount of interest。
  • Customers can set different storage periods, deposit and withdrawal strategies, etc. according to their own needs. The platform will distribute interest after the deposit period ends. The longer the deposit period, the higher the interest will be。

 

 

  • Our fixed deposit plans are protected by an insurance system, providing customers with a safer and almost risk-free investment method. At the same time, fixed deposits are subject to deposit periods and regulations, so they have higher stability。
  • The purpose of a time deposit is to accumulate wealth for future consumption. If you have some spare money that you will not use in the short term, then placing it in a time deposit is the best way to increase the value of your funds。

 

 

 

  • Savings account is the basic account of our bank, where customers deposit money into an account and earn interest without setting a fixed term。
  • Savings accounts are highly convenient and secure, and can be used to meet different financial needs. They have a wide range of uses, including basic purposes such as depositing salary, online shopping payments, and paying bills。
  • By setting up the automatic payment function, customers can easily pay various complicated bills, simplifying their banking operations to the greatest extent, allowing them to flexibly handle their daily banking operations anytime, anywhere。

 

 

 

  • Current accounts can be used for personal or business purposes and are particularly suitable for customers with large monthly transaction volumes, including frequent or large remittances and payments。
  • The biggest difference between a savings account and a current account is that current account holders can enjoy the cheque payment service and use cheque as one of the payment methods. Compared with cash, cheque is more convenient and safer to carry, and is more convenient for income and expenditure accounting and financial audit by the tax department。
  • Both individuals and commercial organizations can apply for a current account. The application procedures and conditions are different for both. Customers can earn interest through deposits in current accounts, thereby saving more on daily expenses。

 

 

 

  • Crypto savings accounts are very similar to traditional savings accounts. The difference is that customers will deposit cryptocurrencies and earn interest on them, which will be paid in the same currency。
  • Most crypto users store their crypto assets in static wallets that do not generate interest for them. We provide customers with a platform to earn interest income by storing crypto assets, giving them more opportunities to earn passive income。
  • Lend your crypto assets to others at an agreed-upon rate through our crypto lending service, thereby getting a better interest rate on your crypto assets。
  • This is better than a passive buy-and-hold investment strategy. Not only is it very simple to operate, but customers can also earn higher interest rates than traditional banking institutions by lending out their stored crypto assets, providing them with another way to make money。